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TAKE 5: Home Renovations To Combat Expensive Winter Bills

Alex Jones

Alex Jones

Alex Jones is a content creator and writer for Jolly Good Loans. She’s a nifty home improvement enthusiast and loves nothing more than finding affordable approaches to DIY projects and tactical ways to make her income stretch further. Jolly Good Loans is a small informational resource with a mission to bypass the industry jargon and give consumers crystal-clear insights on the various types of loans out there.


The countdown to winter brings festive preparations, indulging in far too much food and, of course, cold weather. When winter takes hold with icy winds, frost and snow, householders can often see an increase in their utility bills because, obviously, they all crank the heating up! Can you remember a winter when the heating bill didn’t skyrocket? If not, all is not lost.

Our guest contributor, Alex Jones at Jolly Good Loans has compiled a list of 5 home renovations you can easily make to your home to drive down those worrisome Winter bills once and for all!

Insulate Unused Fireplaces   

Keeping the heat indoors and the cold outdoors by insulating your walls, floors and roof is the ultimate goal of insulating your home - and while it may not be a ‘fun’ home renovation to make, it’s one that can make all the difference to your bills. 

If insulating your entire home is not a project that you’re wanting to take on just yet, then look at minor insulation jobs you can do to work towards becoming fully insulated. If you have an unused fireplace, for example, then consider insulating the chimney or perhaps blocking it over the winter months to stop the cold wind gushing down and the heat escaping. 


There are a couple of options you could take if you’re looking to insulate your fireplace - you could either get it capped by a professional or buy a chimney balloon as a cheap alternative. Either way, with more heat trapped inside your home, you’ll soon see your bills start to reduce

Install Double or Triple Glazed Windows 

Double and triple glazed windows were explicitly designed for reducing the amount of heat that escapes from our homes. It’s an ideal form of insulation, as not only do they keep your home warmer, but they can also create a clean, finished look around your home’s exterior.

It may not be a home improvement that you’re going to get all your friends and family to come and admire, however, think of the money you’ll have freed up by saving money on bills which can now be spent elsewhere - like retail therapy, days out with family and nights in with friends enjoying your home’s new-found cosiness.

Buy Thermal Curtains

The premise of thermal curtains is simple: they keep the heat inside during the colder months, reducing the amount of heat you need to create to keep the house warm. One of the best aspects of this home improvement is that you won’t have to worry about hiring tradesmen or installing them over a long period, as you can easily do it yourself - and this means that you can save money both in the short and the long term.

Thermal curtains can make a notable difference to the warmth in your home, so, if you were already thinking about giving your curtains a refresh, then look to go thermal. You’ll be surprised at the sheer variety of styles that can complement the aesthetics of your home - which makes them the ideal solution to save money and increase your interior’s appeal at the same time.


The beauty of rugs is that in summer you can roll them up and hide them in a cupboard until they’re needed again - or, alternatively, you can leave them on the floor for a stylish statement centrepiece

Add Underfloor Heating 

Underfloor heating sounds like a dream; imagine walking into your tiled bathroom or kitchen early in the morning and not getting a shock from the freezing floor on your feet! And, unlike new double or triple glazed windows, you’ll undoubtedly want to show this new feature off. Underfloor heating might sound more like a luxury reserved for the rich than it does a way to reduce bills in winter, but you’d be surprised.

An underfloor heating system keeps your interior at a comfortable temperature while releasing stored-up heat after it’s been turned off. If you can heat your floor in the cheaper off-peak electricity times, then you’re on to a winner - as it can continue to heat your interior, even after you’ve switched it off. What’s more, underfloor heating isn’t exclusive for tiled floors - it can also be installed under carpets, too.

Utilise Carpets and Rugs

Draughts are one of the more significant causes when it comes to cold air finding its way into your home; no matter how small the crack or gap may be, if there’s an opening, then cold air will find its way through. Floorboards are one of the worst culprits for letting a draught in, and the most effective solution is, therefore, to move to a carpeted floor instead - which acts as an instant insulator by blocking the draughts.

If you still have your home’s original floorboards and you can’t bring yourself to part with them, carpets aren’t the only option. Instead, think about introducing rugs to your interior as a way to cover the gaps in the floor over the winter months.

They might not be as effective as a carpet would, however, they will make a notable difference to your interior’s temperature. The beauty of rugs is that in summer you can roll them up and hide them in a cupboard until they’re needed again - or, alternatively, you can leave them on the floor for a stylish statement centrepiece.


Have a look around at the different home improvement loans you can apply for before making a home improvement to see if you can find an affordable, easy way of financing your project!

Home Renovations: How To Keep Costs In Check

Renovating your property in the ways we’ve mentioned is innately cost-effective, as not only will you be saving money on bills in the short term, but you’ll also be increasing its value when it comes to selling up.

There’s no hiding from the fact that home renovations can be expensive, and not everyone has the luxury of dipping into a savings account to finance them - however, there are affordable home improvement loans available which can provide a way to afford a home renovation project through monthly repayments.

There are various options available to help finance your home renovations, but the most common is to take out an unsecured personal loan up to the value of £25,000. An unsecured loan isn’t guaranteed against your property or personal assets, however, it’s likely you’ll pay a higher interest rate on it.

Have a look around at the different home improvement loans you can apply for before making a home improvement to see if you can find an affordable, easy way of financing your project.

You may have had the impression that home renovations are too costly, but these 5 initial investments offer a chance to reduce your bills for years to come; there are many cost-effective financing options out there to cover these initial costs, including loans for bad credit holders.